Dressing For An Interview

dressing-for-a-job-interviewGet your preshave on and play the game hard to conquer your next interview. The whole job finding process can be intimidating, but many people find this to be the worst part. A bit of practice, the right clothes, and some preparation can help to bring down your level of anxiety and level the playing field.

Relax

As you sit in that big chair facing your superior, you have many thoughts running through your head. You might wonder if your body language is normal and what your counterpart’s means. You might hope that you make sense and appear comfortable, even though you are not. This is no time to think about all of this junk. It only takes away from your processing ability and makes it tougher to answer difficult questions. So just relax.

Look The Part

Shave, preshave, and eat a good breakfast the morning of the interview and stay fed so that your brain works. Similarly, get enough sleep the night before. If you need to, reset your sleep cycle the week prior, to be able to nail this. Rest and relaxation can help you to appear brighter, more astute, and friendlier, all of which are qualities that stand out when making a first impression.

Start off the morning with stretches, breakfast and a good shave. Take your time so that you don’t knick yourself. These things can help to keep down the irritation bumps.

  • Rinse with hot water to soften and loosen up the skin, for a less than rough shave.
  • Pre shave with a good oil scented to make you happy. Quality oil won’t actually feel greasy on the skin. You just apply some to your hands and rub it into your beard to moisturize the area and prepare it.
  • Then apply shaving cream, preferably with a brush to lift the hairs and exfoliate, and shave away.
  • Use short strokes, rinse often, and take it slowly, especially around those problem areas.

Do You Want It?

All of these things are especially important for a job that you really care about. Otherwise you might just be able to wing it. But remember that if you have applied before, you often have to say that on the application and the company might wonder why you were not hired. So do not take any big job for granted, especially if it fits into your career path. You might want to really work there in the future even if you do not now. And the boss may not like you after a careless interview.

If you really want this job, then go the extra mile to preshave, eat enough, sleep well, and relax in whatever way is best for you. With all of this taken care of, you can more easily perform your best.

Finding Insurance for your Business

small-business-insurance-planThe simple fact is that accidents happen. Fires, falls, sickness and car accidents occur each and every day. Just as much as they happen in your personal life, they can also happen in your business. No matter if you are a simple, one-person shop, or a multibillion dollar company, you need to invest in some sort of business insurance to protect your assets.

However in order to know what you need, you need to understand what business insurance is and how it can protect you. Use the following questions to learn about general business insurance and how it can help protect you and your employees.

What exactly is insurance for your business?

Business insurance is a broad term that is used to describe a large variety of policies that can protect you from various losses. Business insurance covers the following item:

  • Your business’s building and property.
  • Your business’s vehicles.
  • Protect against legally driven claims such as workers comp.
  • Health insurance for you and your employees.

Why is business insurance a smart investment?

The fact is that anyone and any business can face legal implications due to accidents. As a result you are at risk to be sued or have your profits and wages garnished and seized. In fact, the smaller your business is the more likely you will be the one that is personally liable for all of the costs, debts and other costs. Many times this is collected through your very own asset. However, if you invest in business insurance you do not have to worry about the legal implications you may face in the case of accident.

What are the Different Types of Business Insurance that is Available?

There are several different types of business insurance you can get to protect your business, which include:

Casualty and Property Insurance

Casualty Insurance will cover the actual operation of your business.

Property Insurance covers the actual location of your business. This protects problems such as damage from flooding, fire, theft and earthquakes.

In most cases of business insurance these two types of business insurance are grouped together.

Business Auto Insurance

This covers any business vehicles that you may have. You should understand that your business vehicles are not covered under your personal insurance policy. This is true even if it is your personal vehicle that is being used for business purposes.

Some other common types of business insurance include:

  • Liability: This is if you are someone you employee sues you for any sort of negligent behavior.
  • Product Liability: This will cover any damages or accidents that occur due to a product you sell.
  • Interruption Insurance: This will protect against any cash flow interruption that can occur.
  • Health Insurance for yourself and any employees.

There are also various packages you can purchase for your business need, as well. For example, general liability insurance for small businesses is a popular package for both small and larger business offering the type of protection that you need most.

Hotel Start Up Costs

hotel start up costsIn the scope of new businesses you could potentially start, it’s difficult to think about a hotel being one of them. Unless you’re opening your hotel in an area that doesn’t have many hotels, you will be faced with some stiff competition. Plus, it’s challenge to come up with enough money to pay for a building that’s large enough to support the number of people that you will have to have stay at your establishment to make it profitable. If being in the hotel business is your goal, you have to have a realistic plan in place and enough capital on hand to pay for any and all expenses that will arise within the first few months of operations. Opening a hotel in a good location is key for it to become a success. You have to find a high traffic area where there isn’t currently a hotel operating there. Putting it down at the right location is important because you want people to come to your hotel after all. Coming up with prices that are affordable enough to allow a broad range of individuals to stay at your hotel is important. You don’t want to generate a price that isn’t justified by the amenities in your hotel.

Since the marketplace of hotels is so crowded, you have to find a particular angle you can use to break your way into the industry. Don’t think that you can open a high end hotel because that process requires millions of dollars. You might want to consider coming up with an affordable sleeping destination for people who are on a budget. The price of a hotel room is high now and continues to rise as the years go on. The idea of a hotel that wasn’t part of a chain that also provided their customers with deep discounts on room rates would be appealing for a broad section of the population. One of the best things that you can remember about running a business is the value of taking care of your fellow man. They will want to come back to a hotel where they saved a lot of money and the people who worked there treated them well. In most cases, the individuals who are checking into a hotel room are in high stress situations. The last thing they need is for someone working at a hotel to complicate their situation. It’s best to focus on maintaining the highest level of customer service possible.

Starting a hotel is hard work. Not only do you have to worry about location and price but you will need to work on getting good deals on all your supplies. You may want to hire a purchasing manager to negotiate deals with mattress suppliers, toilets, televisions, dressers, and even things like an articulating TV mount. All the costs add up but hopefully you can get good deals and you can start getting customers into your hotel right away.

Anyone who decides to open their own hotel has to realize that it won’t be a success right out of the gate. You have to get your foot in the door in the area surrounding your hotel. Even then it will take several years before you have enough of a customer base to make your mark. Once you start on your road towards success, keeping these customers coming back for more is all the more difficult. You will find that you will work around the clock to bring in new customers while also motivating the old ones to come back for more.

Business Casual for Women in the Workplace

Often we are unsure of how to dress for work. Also depending on your chosen career there are a lot of different acceptable options. For instance if you are an attorney you need to be professional typically in a suit, but on the other hand, if you are a teacher in a elementary school you will probably be less formal but still look nice. There are typically two main categories of work attire dress code; business formal and business casual. Business formal is pretty easy to figure out since it probably requires suits for men and suits or dress skirts for women. Most often black or dark grey is worn to show a lot of conservatism. When I worked for a law firm, it was very professional and I was dressed up every day. Meeting with clients and going to court required very precise dress and professionalism. My jobs since then have been more casual and I am able to wear jeans. Even though I wear jeans I wear a dressy top to make sure I look nice and the jeans don’t show sloppiness. You can still look nice and put together without being so dressy. So I have experience going from both ends of the spectrum when it comes to work attire. The best bet for knowing what is expected of you in terms of clothing for the workplace is to ask your boss although; sometimes dress code won’t be explicitly stated. So look around you and try to blend in with your other coworkers in the office. Being conservative and modest are always good bets.

Typically business casual would still mean women wear skirts, but they might not always have to be part of a suit or pencil skirts. In fact, Downeast skirts are a great option of skirts you can wear to work and still look presentable. They have a nice variety of skirts for every season. Since it is business casual you could get away with more variety and colors in your skirts. Overall however I’m sure you want to be conservative and make sure you are modest. Another option for women would be dress pants or khakis. You obviously have a lot more freedom when it is business casual to somewhat incorporate work appropriate style into your dress. The following are some general guidelines for women to follow regarding business casual in the workplace. First rule of thumb is to keep it covered. Wear long skirts, pants and high necks to avoid any showiness. Second rule of thumb is to keep it neutral. For your main pieces wear more neutral colors and spice things up with color accessories. This doesn’t by any extreme mean you need to look drab. Third rule of thumb is to keep it classic. By wearing what has been tried and true and adding some of your personality to it will go a long way. So try to not get overwhelmed or anxious when you start a new job and the dress code is business casual. Although the option are more loose, stick to your instincts and you’ll do just fine.

 

The Biggest Mistakes that Novice Business Owners Make

In the early stages of business ownership, there are countless ways that the owner can diminish the value of their business without being particularly aware of it. Much of the process of becoming a successful business owner is as closely related to personal habits as it is to business expertise. By developing a few key habits, one can greatly improve their chances of success.

Impatience is Not a Virtue

One of the most destructive habits that a new business owner can have is living lifestyle of impatience. This habit has a tendency of manifesting itself in many different ways that all come from a root of impatience. A great example of this would be businesses that cut their prices far too early or far too frequently. These are businesses that are trying to leverage immediate results, rather than skillfully identifying the best possible approach to their business model. These businesses will also typically demand far more success in a shorter period of time than what is realistic. While it is always good to be optimistic and push for the best results possible, there are only so many hours in a day and so much information that the human mind can learn before it needs rest. Demanding too much success without recognizing and respecting this will ultimately lead to exhaustion, rather than the successful habit of creatively finding a way around the limitations of the human body. Patience can be trained as a habit like most any other discipline, and investing time in it can often be a far greater investment than the stock market.

Personal Weakness

Personal weakness is difficult subject to cover, because those that suffer from it are often the most difficult to communicate with. People that don’t have strong leadership skills have a tendency to reject negative feedback or otherwise allow it to become destructive. Negative feedback is a chance to improve weakness that exists within a person’s “blind spot”. Leaders that reject all forms of negative feedback will miss key opportunities to grow that can only be found with an understanding of their own shortcomings. Leaders that take negative feedback to heart, without necessarily adjusting their performance, may develop a quitter’s mentality or otherwise weaken themselves further, reducing their chances of earning success over time.

These people are also far more likely to spend all of their time on their business without giving themselves enough time to recover and grow from their experiences. This is because their response to failure is that they didn’t do enough and that they should be doing more. It is often the case that people have far too many bad habits and far too little good habits. If a habit is in place that is actively controlling of business owner’s life, no amount of excess work will fix the root problem that the habit creates. The habit must be removed and replaced with a relatively stronger habit and repeatedly conditioned until it is second nature.

By both respecting that there are certain aspects of business that take time and living with a stronger desire to achieve personal growth, a new business owner can vastly improve their chances of achieving success.

Author Bio:

Carlton received his mba executive online.  When he is not sharing his knowledge acquired from his education he is playing basketball with his two young children, spending time with his lovely wife of ten years, and fixing whatever is broken.

Benefits of a Summer Internship

internshipWhile working on your education and getting your Denver MBA, you may be offered the opportunity to participate in a summer internship.  If presented the opportunity, take it.  This may be one of the best things you can do to not only prepare for future employment, but to gain a better understanding and experience for continuing your education.

Here are just a few of the benefits you gain when completing a summer internship:

  • Information:  When beginning an internship, you may think you know the requirements for the field; when in fact it is the internship itself that actually teaches you these things.  You will gain an understanding of how concepts you are learning apply in the real world.  You also learn how you feel when working in this field and if this is the dream job you hope it will be.
  • Work experience:  Working in the field is a great way to get hands on experience.  You expand on the classroom education you are receiving to learn real life experiences and how to handle and respond to them.
  • An edge in the job market:  A summer internship gives you an edge after graduation when finding a job in the market.  Because you have experience employers are more likely to consider your resume or application over those of others.
  • Potential new employment:  If you perform successfully at your summer internship, you might be offered employment at the end of it.  While you may or may not get paid during the actual internship, having the potential and edge on possible employment after is a great benefit.
  • Networking opportunities:  While working as an intern you will meet many others in the field.  Not only will you work with your intern employer, but with other employees and potentially clients as well.   All of these contacts can serve you in the future.  Whether you are looking for employment or looking for colleagues you can consult with on ideas, you will have a network of connections to turn to.
  • Gain confidence:  Finally, one of the intangible assets you receive when working as an intern is an increase in confidence.  As you learn how to apply the skills you are learning in the classroom into real life situations and are successful your confidence level will increase, and with your confidence increasing so will your skills.

When doing a summer internship, the most important things you learn are about yourself.  You learn how this career path you have chosen will really work for you, whether you enjoy what you are doing or if it is a struggle.  You can take what you have learned so far in the classroom and learn how it applies in the real work field, as well as taking what you learn in the field and applying that in your next year’s studies.   Most importantly, you learn what your most important attributes and qualities are that will benefit your future employer.

Tips For Starting A Business

start-a-businessIt is tough to start a business. With cautious consumers and creditors holding tight to their cash it will take almost a miracle to get someone to trust you enough to loan money for an idea.  Get to a winning start by following these essential tips.

All businesses start with a concept.  What will this business be about?  How will you spend your time?  Where will the business be located?  The best businesses suit your personality.  That’s because it has to be something that you will enjoy, especially if the company is going though its ups and downs.  After that research the competition in that industry, the cost of getting started and possible customers you are trying to target.

An important part of starting a business is to create a business plan.  The business plan is there to make sure a person does not stray the course.  The business plan consists of the company name, the service or product the business will sell, a list of the competition, the type of consumers a person wants to target and a cash-flow projection (when will a person break even, make a profit, etc.).  Make sure the name isn’t already taken by checking the US patent and trademark offices.  Figure out how the business will be structured so taxes can be paid properly.  Figure out how payment will be accepted for services or products.

Financing is another part of starting a business.  This is the part where a dream turns into reality.  People will have a hard time getting financial backing from lenders because they won’t take a chance on someone that doesn’t have a track record.  If a person is lucky this will help them jumpstart their business.  Look for a loan company that will take a chance on you.  Other people will have to order checks from their bank account specifically for the business and borrow money from loved ones to get started.

Have a marketing plan ready.  This is the part where a person promotes their business.  The internet age has allowed first-time business owners to have access to different types of marketing tools.  Promoting the business online takes time and money.  Pick the best route to effectively and successfully promote the new venture.  Promote the business offline because not everyone owns a computer.  Use the old fashioned methods to reach customers (flyers, brochures, signs/posters, etc).

Start selling.  Meet new customers and give them the right sales pitch to come back for more.  It’s okay to get rejection.  The goal is to bring customers back with new customers in tow through word of mouth.  The best way to do that is to have great customer services, promotions and new products.

Tips for Moving your Business to a New Location

Location is one of the biggest variables for your business. You could have everything in order and still flounder because you chose the wrong location. It’s hard to determine what the right location for your business is unless you do your work in it. Observing the activity levels of other business in the vicinity of your prospective location is one way to figure out if it’s the right spot. Many businesses take over the location of an already established business with a devoted client base. While this is often a controversial maneuver, it’s a surefire way to make a splash and ensure your business has a great start. These days it’s a challenge for businesses to find a great location because a lot of them are taken. This is why you see buildings being demolished on the news on a regular basis. These buildings used to have a lot of promise and drew large crowds to whichever business occupied them. There might have been several businesses in the building since its heyday, but at some point, the last occupant left and nobody took their place. All businesses are trying to find the newest digs to show off how advanced they are.

Moving your officeThe greatest obstacle behind changing locations is cost. Businesses that are just starting out often lack the capital needed to purchase a new location. As a result, many of them decide to rent rather than buy a building outright. This approach might work for a while. Eventually, you will need to purchase your own building due to the amount of money you will save over time. You will throw away a lot of money in monthly rent payments, especially if you don’t have the option to buy the building. The best way to approach this situation is to wait until your business has grown enough to be able to afford the monthly payments that would come with the mortgage on your new building. If your business can afford to buy the building with cash, you’re more than welcome to do so; however, you need to show some caution. Spending too much money without a stable revenue stream for the future could mean the end of your business. Nobody can predict the future due to the fickle nature of business. It can be done to a certain extent though. Financial professionals make millions strictly off their ability to forecast future revenue.

When your business begins to experience a decline, you need to act quickly. Sometimes your swift efforts could reverse the course and bring your bottom line back into the black. Your failure to act when the going gets tough will produce predictable results. Try everything you can possibly imagine to make your business a success again, including purchasing a new location. Don’t lose sight of the revenue of your company at any moment. A reckless move could spell disaster, even if it might seem like the best approach right now. If you try everything under the sun, at some point something is bound to work.

Once you decide on moving you will need to make sure your customers know where they can find you, announce your move on your website, social media, signs, and send your customer base we’ve moved postcards; this way you don’t lose any of your old customers because they don’t know where you are. Running a small business is great but it has its challenges. Don’t let location shut you down.

 

Starting a Business

Starting a business Every business starts with an individual and their idea. The path the idea takes until it comes to fruition depends on the drive of the individual. Once a plan is developed for a business, the individual behind it has to find a way to finance it. A lot of business owners choose to inject money into their businesses from their personal bank accounts. This approach doesn’t last very long because of the limited amount most of us have in our accounts nowadays. Eventually, you will run out of money and have to go to other sources to make sure your business has the proper amount of capital. Most businesses can’t succeed without the involvement of investors. You might be able to find money through other avenues, but you won’t experience as much success as you would if you pursued investors.

Investors are out there willing to provide you with enough money to keep your business up and running. You have to have a clear concept of the purpose of your business and where it’s headed in the future. Any lack of clarity in your presentation will result in investors backing out of giving you money. The key is to let the investor know how they’re going to get their money back. The desired outcome is for them to make money, not break even. If you find a way to make it obvious that your business has serious revenue potential, you won’t have a hard time getting investors. Some businesses hire individuals for the sole purpose of making presentations to investors. Odds are you’re not going to have enough money to hire such an individual, so you have to practice to make sure you can do an adequate job yourself.

Each state has its own set of guidelines for how to properly establish a business. You need to research these rules before you start working. The last thing you would want to do is operate outside of the law. One of the main things you have to do is acquire a business license. This process will require a small fee and the completion of a large amount of paperwork. Sometimes thisis all you have to do to get your business free and clear in the eyes of the state, but you can never be too sure. Research the laws regardless of what you think you know.

More and more businesses are picking up rewards credit cards. They’re making purchases at a rapid pace, so getting something out of the money they spend is a worthwhile pursuit. Normal people would have a hard time benefiting from rewards cards because the amount of money they spend is limited. Businesses have a larger amount of transactions and spend a lot more money. Naturally, they’re going to incur more rewards than the average person. Rewards credit cards are saving businesses that use them millions of dollars on an annual basis. Any business who isn’t using rewards credit cards right away should start using them right away. If you don’t know which card fits your business look at www.plasticrewards.com and you can compare different credit cards.

Best of luck starting your new endeavor.